RMB Capital Management

Insights Library

Our Perspective

This collection of articles and commentaries from RMB provides examples of the in-depth research and analysis, industry knowledge, and fundamental principles underlying what we do for our clients. Explore the content available by scrolling or filtering topics.

Periodic Table of Investments

As the Periodic Table of Investments shows, one year’s best performing asset class can be the next year’s worst. We use this chart to remind our clients about the importance of diversification. Having a well-diversified allocation, as indicated by the white boxes below, allows our clients to participate in those asset classes that are doing well, while cushioning the impact of those that might not be.

How to Avoid Investing’s Emotional Pitfalls

In pursuit of long-term investment goals, one of the biggest obstacles investors face is managing their own emotions during the ups and downs of the market. In this short video, Sarah Tims, partner and senior wealth advisor, explains how to avoid falling prey to our emotions so that we don’t zig precisely when we should zag.

How to Evaluate a Wealth Manager

“Wealth management” doesn’t mean the same thing to everyone. The category encompasses diverse business models and a wide range of service offerings, styles, and merits. Given this disparity, how do you establish a basis for comparison? This article lists important questions to ask all potential advisors, to help you better ascertain the value they might be able to provide you and your family.

Market Perspective & Investment Outlook

The U.S. economy continues on a stable path, buoyed by a strong consumer and robust business confidence. The initial estimate for third-quarter real GDP growth came in ahead of consensus, up 3% from the previous quarter, fueled by private fixed investment. Nominal growth rose 5.2%, the strongest pace since 2006. While the impact of Hurricanes Harvey and Irma likely suppressed some business activity, the stronger-than-expected GDP numbers highlight the resilience of the U.S. economy.

The Hidden Risks of Passive Investing

The debate over the merits of active versus passive investing is an ongoing one. The conventional arguments in support of passive investing are alluring, in part because of their simplicity. But the foundations of these arguments are often not in sync with real-world application. In this article, we demonstrate that owning passive strategies is not without its own set of dangers, some of which may not be immediately apparent.

Asset Class Overview: Absolute Return

The primary distinction of Absolute Return investments is that they are uncorrelated to the investment categories of Equities, Fixed Income, or Real Assets. This article explains why and illustrates how Absolute Return investments can provide good diversification and improve the risk-adjusted return of an investor’s overall portfolio.

Planning For Your Golden Years

Just as we proactively plan for living in our younger years—such as by building a business or saving for retirement—we can proactively plan for living at an advanced age. Preparing for a time when you may have an increased need for care is a critical financial planning issue for you and your family. This article highlights some tips that can help you get the most out of your golden years and avoid the potential risks of procrastination. 

Beneficiary Considerations

Beneficiary designations are one of the most common ways to direct the transfer of assets at your death. However, if those designations do not align with other components of your estate plan, your intended gift to your heirs can become a complicated and potentially costly burden. Understanding different beneficiary structures and implications can help you avoid problematic inconsistencies.

State of the Firm

We’ve experienced significant growth since our founding in 2005. What started as a handful of employees in a small office, managing around $500 million in assets, is now a team of over 190 people in 11 offices nationwide, trusted to manage over $8.4 billion in assets. This article offers a summary of how our business looks today and how our clients benefit from the firm’s growth.