RMB Capital Management

Insights Library

Our Perspective

This collection of articles and commentaries from RMB provides examples of the in-depth research and analysis, industry knowledge, and fundamental principles underlying what we do for our clients. Explore the content available by scrolling or filtering topics.

Does Dollar Strength Affect Investment Portfolios?

For Americans traveling internationally, it’s easy to see that your trip will be more cost-effective if the U.S. dollar (USD) is strong relative to other currencies. However, in the context of investing, it can be difficult to determine whether you should be rooting for or against a strong USD because your answer may vary from one portfolio to another. This article highlights factors that influence currency values, how those fluctuations affect investment portfolios, when the effects may be positive or negative, and what we consider when making relevant investment decisions. 

The Greatest Gift To Your Heirs: Financial Literacy

Money. It has been taboo for decades, if not generations, for families to have open conversations about their financial circumstances. Individuals work hard over the course of their lives to put themselves in a position to be comfortable in retirement, yet they often fail to educate their loved ones on the importance of managing and preserving the fruits of their hard work.

One and Done: The 60-Day IRA Rollover

If you think it’s a little strange that you have more than one IRA in your name, you may be surprised to find out that it’s relatively common for investors to accumulate multiple IRAs over time. Whether it’s a Simplified Employee Pension (SEP) IRA for your business or a Traditional IRA that was funded from an old 401(k) rollover, it’s relatively simple to open an IRA with a bank or other financial institution. To help manage your retirement assets, the IRS has several methods that will allow you to make nontaxable transfers between like-registered IRAs. One such method is the 60-day rollover. With the recent change in IRS regulations related to the 60- day rollover, it’s important for investors to understand these rules in order to avoid negative ramifications. 

What To Consider When Choosing A Trustee

Trusts are a powerful estate planning tool that can help control assets and build a legacy through the use of a legal structure. In the creation of any type of trust, choosing a trustee and successor trustee(s) is a critical, and potentially difficult, part of the process.

The Role of Real Assets in Investor Portfolios

We believe that asset allocation is the primary method for positioning portfolios to meet their risk-reward objectives. Each investment category in the allocation serves a distinct purpose in an investor’s portfolio. In the case of real assets, such as commodities or private real estate, they are typically expected to hedge a portfolio against rising inflation.

The Importance of Dividend Growth

Over the years, stocks of companies that initiate and consistently grow their dividends have outperformed the broader market, and have significantly outperformed stocks that don’t pay dividends. This article explains why these “dividend growth” stocks have performed so well and why they are poised to continue to perform well in the future by discussing why companies pay dividends, exploring the benefits of a strategy that focuses specifically on companies growing their dividends, and considering how such a strategy might fit into an investor’s portfolio today.