RMB Capital Management

Insights Library

Our Perspective

This collection of articles and commentaries from RMB provides examples of the in-depth research and analysis, industry knowledge, and fundamental principles underlying what we do for our clients. Explore the content available by scrolling or filtering topics.

Periodic Table of Investments

As the Periodic Table of Investments shows, one year’s best performing asset class can be the next year’s worst. We use this chart to remind our clients about the importance of diversification. Having a well-diversified allocation, as indicated by the white boxes below, allows our clients to participate in those asset classes that are doing well, while cushioning the impact of those that might not be.

The Case for High Quality

Focusing on high-quality companies—defined as those that are well-managed with stable business models and extremely low credit risk—is a core component of our investment philosophy. This article explains why high-quality stocks tend to outperform low-quality stocks over the long term, and, importantly, why high-quality stocks are typically strongest when most needed—during a bear market.

How to Avoid Investing’s Emotional Pitfalls

In pursuit of long-term investment goals, one of the biggest obstacles investors face is managing their own emotions during the ups and downs of the market. In this short video, Sarah Tims, partner and senior wealth advisor, explains how to avoid falling prey to our emotions so that we don’t zig precisely when we should zag.

The Hidden Risks of Passive Investing

The debate over the merits of active versus passive investing is an ongoing one. The conventional arguments in support of passive investing are alluring, in part because of their simplicity. But the foundations of these arguments are often not in sync with real-world application. In this article, we demonstrate that owning passive strategies is not without its own set of dangers, some of which may not be immediately apparent.

Asset Class Overview: Absolute Return

The primary distinction of Absolute Return investments is that they are uncorrelated to the investment categories of Equities, Fixed Income, or Real Assets. This article explains why and illustrates how Absolute Return investments can provide good diversification and improve the risk-adjusted return of an investor’s overall portfolio.

Annuity Basics

The concept of annuities is relatively straightforward, but many investors are unfamiliar with the details surrounding them. Those details are complex, given that the universe of annuity providers is vast and includes various types of annuities. This article by Janek Pedersen, CFP® and Wealth Advisor, focuses on helpful tips and provides information about the structure and function of annuities in today’s market. Annuities can be beneficial in certain circumstances, but it’s important to understand the associated rules, costs, and penalties before investing.

Avoiding Unintentional Risks

When assessing investment risk, many people take into account only the volatility of returns. But as Senior Analyst Ryan Kennedy, CFA, explains, there are other risks – related to drawdowns, illiquidity, and leverage – that should also be considered, and the same investment may even have different risks for different investors. Because some degree of volatility is inevitable, investors can better mitigate risk by understanding where it lies and building a diversified portfolio accordingly.